Mahaavir Exotique, Kharghar: which phase, which date, what price

“Get into Kharghar first. Upgrade later.” If you’re a young couple renting nearby, you’ve probably heard this from family. At the lower end of Kharghar’s prices, Mahaavir Exotique is one of the few names that seems to fit.

But the ad says Kharghar, and the register says Rohinjan, Panvel. Rohinjan is a village in Taloja, the area that carries on from Kharghar. The project also has two registration numbers with two different dates. And the price you saw online may not match the price sheet. So what do you actually trust?

I won’t sell you this flat or talk you out of it. I’ll show you what we checked and what we couldn’t. Then what to ask before you pay a token (the small booking amount that holds a flat for you).

My short answer: it can work as a first home. But only if your flat is in the part of the project whose date suits you. And the dated price sheet must still fit your monthly budget. The address is the easy part. The phase is the real question, so find that out first.

Where is it? In Rohinjan, a village beside Kharghar

It’s a village in Taloja. Our project page lists the address as Rohinjan, Taloja, and Wikipedia describes Taloja as an extension of Kharghar. Both names are in use.

MahaRERA (the state’s official register of approved projects) lists the land as plot 19/1, 20, 24A/8B at Rohinjan, Panvel. So it isn’t in a numbered Kharghar sector.

The pin code on the register is 410208. Kharghar’s own is 410210.

What matters is the name on your papers. Before the site visit, do these:

• Open the location on a map, and see how far it is from Kharghar station.
• Ask whether the address on the agreement reads Rohinjan or Kharghar.
• Make sure your bank’s papers match the agreement.

Our map of Navi Mumbai’s nodes and city bodies explains why names and addresses don’t always match.

Two MahaRERA numbers mean two phases, with two dates

The register shows Mahaavir Exotique in two phases. A phase is one part of a project, registered on its own.

Each phase has its own number and its own possession date (the month the builder has promised you the keys).

On MahaRERA	Mahaavir Exotique Phase I	Mahaavir Exotique Phase II
Number	P52000031173	P52000053208
Registered on	29 Sep 2022	22 Jul 2024
Possession (keys)	Dec 2026	Dec 2027

Both are registered by one promoter (the company building the project): Mahaavir Superstructures Private Limited. Some pages spell it Mahaveer, so use MahaRERA’s spelling when you search.

Which number covers your flat? Ask for it in writing, with the tower and wing. Ask, too, whether any other MahaRERA number applies to it.

Then search that number on the MahaRERA website yourself. Our guide to checking a registration shows where to click.

Look up the promoter’s name there too. See whether its other projects show a changed possession date or complaints in the filings.

Phase I’s keys are promised for next month, so ask for the occupancy certificate

Phase I is registered for keys by December 2026, which is next month. Near a date like this, one paper matters most.

It’s the OC (the occupancy certificate, which says the building is safe to live in). Our project page has no OC on record for this project yet.

If you’re shown a Phase I flat as “ready”, ask to see the OC for that tower before you pay a token.

How far along is the building? One listing site said it was 85% built on 19 September 2026. We haven’t checked that figure, so walk the tower yourself before you pay.

MahaRERA shows the date as it stands today. If it ever moves, keep every dated paper. Our guide to possession dates that move explains what you can ask for.

Small flats, from ₹47 lakh, but get a dated price

The flats are compact. A 1 BHK (one bedroom, a hall and a kitchen) has 424 sq ft of carpet area (the floor inside your walls that you can walk on).

Our page shows two towers of up to 22 floors. Other sites describe the towers and balconies differently. Ask for the approved plan and settle it there.

That 1 BHK is one of the cheapest ways into Kharghar on our site. Only eight Kharghar projects there start lower.

• 1 BHK: 424 sq ft of carpet, from ₹47 lakh.
• 2 BHK: 577 sq ft, from ₹70 lakh.
• 3 BHK: 700 sq ft, from ₹87 lakh.

These are base prices, before taxes. You also pay GST (a tax on new flats), stamp duty (the state’s tax on a property sale) and registration.

With all of that, the 1 BHK’s all-in cost (the price plus every tax and fee) is about ₹52.47 lakh.

Here’s the catch. Listing sites we read on 2 November ask more for the same 1 BHK:

• Lowest: ₹55 lakh, before taxes.
• Highest: ₹62.68 lakh, before taxes.
• One site: about ₹62 lakh with taxes, marked sold out.

Since one site says sold out, ask first whether a 1 BHK is still available at all.

One listing also shows a smaller 1 BHK, 415 sq ft, at ₹53.83 lakh before taxes.

Our price sheet isn’t dated yet. So treat ₹47 lakh as the lowest it could be. Go by today’s dated sheet, not by us or the listings.

Will your EMI still fit if the price is higher?

For a first home, the EMI (the fixed loan payment you make every month) decides more than the price tag.

Here’s the 1 BHK at our price and at the lowest listing price. The bank lends 80% of the price, repaid over 20 years.

We’ve assumed an interest rate of 8.5%, which is our guess and not a bank’s offer.

1 BHK	At ₹47 lakh	If the sheet shows ₹55 lakh
Loan	₹37.6 lakh	₹44 lakh
EMI a month	₹32,630	₹38,184
Cash needed upfront (down payment, taxes, registration)	₹14.87 lakh	₹17.35 lakh
Monthly income banks usually want (about twice the EMI)	₹65,260	₹76,368

The difference is about ₹5,550 a month. That’s about ₹66,600 a year, every year of the loan.

At the highest listing price, the EMI would be about ₹10,900 more than at ours.

Can your take-home pay carry the right-hand column? If it can’t, this flat may be a stretch too far. That’s a fair thing to admit, not a failure.

Looking at a 2 BHK instead? It starts from ₹70 lakh, so ask for its dated sheet too. On a Phase II flat, add the rent you’ll keep paying until the keys.

Living in Rohinjan: test the metro trip and the highway

We hold no timed trips from this site, so test these yourself.

• Metro: Line 1 has run from Belapur since 17 November 2023. We don’t have the walk from this site to a stop, so measure it.
• Train: For trains into Mumbai, Kharghar station is on the Harbour and Trans-Harbour lines. The Belpada metro stop links to Kharghar station, but we don’t know how far this site is from either.
• Road: The Mumbra–Panvel highway runs close by. A listing site counts peak-hour traffic as a local downside.
• Water: Ask the developer how water will reach the flats. Shortages in Kharghar and Taloja were in the news in September 2026.
• School: Ask where your child would go. Our guide to Kharghar schools lists them by sector.

The developer says a metro stop is two minutes away. Check it on an 8:30 am trip to your office.

Hospitals too. Kharghar has ACTREC, Tata Memorial’s cancer centre. That isn’t where you’d take a child with a fever at 2 am. Ask which general hospital is closest at night.

We haven’t measured the air here either. If that worries you, visit once on a weekday morning and once after dark.

Who it suits, and who should keep looking

If the sheet comes back higher, look around before you stretch. Today Royal Aikyam starts from ₹42.48 lakh.

Its keys are promised for October 2027. For the lowest start in Kharghar, Sai Mannat begins at ₹36 lakh.

Before you pay a token, check these four things

1. Phase. Get your flat’s MahaRERA number, tower and wing in writing.
2. Date. Search that number on MahaRERA and note the date it shows today.
3. OC. For a Phase I flat sold as ready, see the OC for that tower.
4. Price. Get a dated all-in sheet, with parking and upkeep deposits, and work out your EMI on it.

The simple rule: if one dated page can’t show your flat’s MahaRERA number, its all-in price and its date, don’t pay a token yet.

We earn when a family we introduce buys a home. It never changes what we show you.

Ask Raj, who looks after Kharghar for us, for the dated price sheet on the Mahaavir Exotique page. Then let’s visit the site together, once in the morning rush and once after dark.

Buying your first home here? Our six steps to buying a flat in Navi Mumbai put this in order, from the loan to the keys.

Questions buyers ask

Is Mahaavir Exotique in Kharghar or Panvel?

MahaRERA lists its land at Rohinjan, Panvel. Rohinjan is a village in Taloja, beside Kharghar, and it’s sold as Kharghar. Check which name your agreement uses.

When is possession of Mahaavir Exotique?

Phase I is registered for December 2026. Phase II is registered for December 2027. Check your phase’s date on MahaRERA.

What is the price of Mahaavir Exotique?

A 1 BHK starts from ₹47 lakh before taxes on our sheet. Listings quote more, so ask for a dated sheet.

What are its MahaRERA numbers?

P52000031173 for Phase I and P52000053208 for Phase II. Ask which one covers your flat.

Does it have an occupancy certificate?

Not on our project page yet. See it before you pay for any flat called ready.

How we checked: every MahaRERA detail was read on MahaRERA’s own site on 2 November 2026. Prices come from our project records, and sizes and the ₹47 lakh loan working from our project page. Listing prices come from three listing sites. The ₹55 lakh column and the differences are our own sums at the same rate and loan share. We haven’t timed any trip or seen the OC, and we haven’t measured the air.